Indicator- FL Memo online
Our products

Received a special offer?

Where do I find this code?

Tips & Advice You & Your Business

Your fortnightly guide to maximising your personal and business profits

Tips & Advice You & Your Business is... 

A newsletter: available on paper and/or digitally to

  • Fully benefit from the advantages of working with a company
  • Stay up to date with legal and financial developments
  • Extract profit in the most tax-effective ways
  • Cut costs without cutting corners
  • Avoid personal liability
  • Deal with your advisors on equal terms

A unique concept...

  • Easy-to-apply advice and solutions
  • Short and simple - in clear language
  • 100% safe to use
  • Completely independent advice
  • Full-refund guarantee

A unique collaboration between

  • Our in-house experts
  • A broad network of specialists who are experts in their fields

We've created this newsletter for... 

  • Company directors
  • Business owner managers
  • Entrepreneurs
  • Tax advisors
  • Accountants

Extras with our advice... 

Ready-to-use documents, letters, checklists...

  • Get the most from our advice in practice
  • Customisable to suit your personal circumstances

Calculators

  • Quickly calculate the most tax-effective solution
  • Compare different options and choose the best one

Examples and source material

  • So you can be sure your position is legally secure

Download these extras quickly and easily via the digital version of this newsletter.

The following topics are covered on a regular basis...


Banking

  • Bank charges
  • Borrowing
  • Business plans
  • Changing bank
  • Direct debits
  • Miscellaneous
  • Offshore accounts

Buying/selling a business

  • Due diligence
  • Miscellaneous
  • Start up costs
  • Tax avoidance
  • TUPE
  • Valuation

Cars and vans

  • Company cars
  • Environment friendly
  • Family use
  • Finance
  • Fuel charges
  • Insurance
  • Parking tickets
  • Running costs
  • Second cars
  • Tax

Commercial law

  • Commercial law
  • Consumer law
  • Intellectual property
  • Miscellaneous
  • New legislation

Company law

  • Accounting reference date
  • AGM
  • Annual returns
  • Articles of association
  • Board meetings
  • Companies act
  • Companies house
  • Company documents
  • Company formalities
  • Company name
  • Company registration
  • Company secretary
  • Confidentiality
  • Directors' duties
  • Directors loans
  • Dismissing a director
  • Dividends
  • Forming a company
  • Miscellaneous
  • Non executive directors
  • Qualifying as a director
  • Resolutions
  • Shadow directors
  • Shareholders
  • Shareholders meetings
  • Share valuations
  • Winding up a company
  • Wrongful trading

Contracts

  • Cancellation
  • Charges
  • Contracts
  • Damages
  • Delivery
  • Exclusion/limitation clauses
  • Force majeure
  • Heads of agreement
  • Miscellaneous
  • Mistake
  • Price rises
  • Retention of title
  • Terms and conditions
  • Variation
  • Without prejudice

Cost cutting

  • Cost cutting
  • Miscellaneous
  • Professional fees
  • Saving costs
  • Stock control
  • Utilities

Data protection

  • Data protection
  • Documents
  • ID theft
  • Information commissioner
  • Miscellaneous
  • Personal data
  • Personnel files
  • Registration
  • Sensitive information

Debt recovery

  • Court action
  • Debtor's status
  • Debt recovery
  • Debt recovery letters
  • Insolvency proceedings
  • Interest
  • Litigation
  • Miscellaneous
  • Prompt payment code
  • Suing online

Directors' investments

  • Alternative investments
  • Gold
  • Miscellaneous
  • Pensions
  • Property
  • Scams

Directors liability

  • Accidents
  • Annual returns
  • Contracts
  • Corporate manslaughter
  • Debt recovery
  • Directors liability
  • Driving
  • Electronic communications
  • Environment
  • Fire safety
  • Health and safety
  • Immigration
  • Insurance
  • Landlord and tenant
  • Legal duties
  • Miscellaneous
  • Occupiers liability
  • Personal advice
  • Personal guarantees
  • Personnel
  • Shadow directors
  • Tax
  • Working time

Directors pay and benefits

  • Bonuses
  • Directors benefits
  • Directors expenses
  • Directors pay
  • Directors' tax
  • Dividends
  • Minimum wage
  • Miscellaneous
  • Paying a family member
  • Paying a spouse
  • Pensions
  • Share issue

Directors status

  • Contractor
  • Miscellaneous
  • Non-executive director
  • Self-employed
  • Shadow directors
  • Shareholder
  • Status

Discrimination

  • Age discrimination
  • Bullying
  • Disability
  • Discrimination
  • Harassment
  • Miscellaneous
  • Personnel
  • Race discrimination
  • Sex discrimination
  • Victimisation

E-commerce

  • Data protection
  • E-commerce
  • Electronic communications
  • Email
  • Internet
  • Miscellaneous
  • Website testing

Environment

  • Directors liability
  • Environment agency
  • Environmental protection
  • Green initiatives
  • Miscellaneous
  • Waste

Family companies

  • Employing family members
  • Husband and wife companies
  • Income shifting
  • Shareholdings
  • Tax avoidance

Finance

  • Accounts
  • Business angels
  • Business grants
  • Cash or credit
  • Cost management
  • Credit cards
  • Credit management
  • Dealing with the bank
  • Government finance
  • Interest rates
  • Investors
  • Invoicing
  • Leasing
  • Miscellaneous
  • Raising finance
  • Share selling
  • Trade references
  • Venture capital

Health & safety

  • Accident investigation
  • Accident management
  • Directors liability
  • DSE
  • Employers liability
  • Enforcement action
  • Fire safety
  • Health & safety
  • Insurance
  • Miscellaneous
  • noise
  • Risk assessment
  • Temperature

HMRC

  • Budget announcements

Insurance

  • Buildings cover
  • Business interruption
  • Cars
  • Contingency planning
  • Cover for homeworking
  • D&O
  • Employers liability
  • Income protection
  • Keyman
  • Liability
  • Life assurance
  • Making a claim
  • Medical insurance
  • Miscellaneous
  • Premiums
  • Professional indemnity
  • Warranties

Intellectual property

  • Enforcement
  • Ownership

IT

  • Broadband options
  • Cloud computing
  • IT requirements
  • Miscellaneous
  • Wi-Fi provision

Landlord and tenant

  • Bailiffs
  • Dilapidations
  • Directors guarantees
  • Forfeiture
  • Lease or licence
  • Miscellaneous
  • Protected lease
  • Rent arrears
  • Rent review
  • Repairs
  • Respossession
  • Service charges

Legal compliance

  • Bailiffs
  • Companies act
  • Corporate manslaughter
  • Electronic communications
  • Enforcement action
  • Intellectual property
  • Legal costs
  • Licensing
  • Miscellaneous
  • New legislation
  • Parking
  • Red tape
  • Training
  • Wrongful trading

Marketing

  • Price setting

Miscellaneous

  • Family law
  • Franchising
  • Hire cars
  • Insolvency
  • Invoices
  • IT
  • Jury service
  • Litigation
  • Miscellaneous
  • Money laundering
  • Professional services
  • Scams
  • Stock control
  • Travel
  • Vans

News

  • News

Overseas trade

  • Contract terms
  • Currency issues
  • Enforcement
  • International trade
  • Jurisdiction issues
  • Letter of credit
  • Liability issues
  • Miscellaneous
  • VAT on overseas deals

Payroll

  • End of year procedures
  • RTI
  • Student loans

Pensions

  • Auto-enrolment
  • Tax relief

Personnel management

  • Annual leave
  • Attendance
  • Compensation
  • Contracts
  • Cutting costs
  • Disciplinary procedures
  • Discrimination
  • Dismissal
  • Disputes
  • Employment status
  • Expenses payments
  • Fit notes
  • Flexible working
  • Grievances
  • Maternity
  • Mediation
  • Minimum wage
  • Miscellaneous
  • Misconduct
  • Notice periods
  • Payroll
  • Pensions
  • Performance management
  • Recruitment
  • Redundancy
  • References
  • Rest breaks
  • Restrictive covenants
  • Retirement
  • Service agreements
  • Sickness
  • Smoking
  • Staff productivity
  • Telephone, e-mail, internet use
  • Training
  • TUPE
  • Varying employment terms
  • Working conditions
  • Working time

Profit extraction

  • Benefits and expenses
  • Buying a property
  • Company cars
  • Directors loans
  • Family salary
  • Miscellaneous
  • Profit extraction methods
  • Remuneration
  • Tax avoidance

Property

  • Business rates
  • Buy to let
  • Environment
  • Miscellaneous
  • Occupiers Liability
  • Planning permission
  • Tax

Scams

  • Grants
  • Scams

Succession planning

  • Capital gains tax
  • Inheritance tax
  • Miscellaneous
  • Passing on the family company
  • Selling the family business
  • Tax avoidance
  • Tax planning

Tax and VAT

  • Capital allowances
  • Capital gains tax
  • Cash accounting
  • Company cars
  • Corporation Tax
  • Dealing with the taxman
  • Director's loan accounts
  • Expenses
  • Family employees
  • Gifts
  • Inheritance tax
  • IR35
  • Making tax digital
  • Miscellaneous
  • MOSS
  • National Insurance
  • Offshore investments
  • Online filing
  • PAYE
  • Pension contributions
  • Personal allowances
  • Rate bands
  • Salary vs dividends
  • Sponsorship
  • Stamp Duty Land Tax
  • Tax avoidance
  • Tax codes
  • Tax credits
  • Tax deductions
  • Tax-free benefits
  • Tax-free childcare
  • Tax investigations/enquiries
  • Tax payments
  • Tax records
  • Tax returns
  • Termination payments
  • Training costs
  • VAT
  • VAT bad debt relief
  • VAT returns

Travel

  • Miscellaneous
  • National Insurance
  • Tax

You can choose from the following subscription options...

Paper + digital

  • Direct to your home or business address by post, every fortnight
  • Direct to your inbox by e-mail, every fortnight
  • 24/7 online access to the digital version (website + app)
  • All previously published articles readily available in our online database

Digital only

  • Direct to your inbox by e-mail, every fortnight
  • 24/7 online access to the digital version (website + app)
  • All previously published articles readily available in our online database

Take a look at our subscription offers below.

In the most recent issue you'll find advice on...


Year 19 - issue 9 - 07.02.2018

TAX - BENEFITS

HMRC’s guide to the new benefits rules

New rules for “making good” benefits in kind apply for 2017/18, including a change to the deadline. What do employers and employees need to know?

STAFF PRODUCTIVITY

Healthy eating = healthy business?

You’ve seen a few articles about the impact of food on employee productivity, but remain sceptical. What’s the evidence and how can you change your workplace culture without spending a huge amount?

TAX - SELF ASSESSMENT

When can you reduce your self-assessment tax bill?

It’s January and your first self-assessment tax bill for the year is due in just a few days. However, HMRC allows you to reduce the amount payable in the right circumstances. What are they and what happens if you get your sums wrong?

ONLINE MARKETING

Test your website for success

You’re thinking of making a few tweaks to your website to encourage more customers to use it and therefore increase sales. How can so-called A/B testing help you?

TAX - IR35

Public sector contracts - maximising tax deductions

You’ve secured a contract for work with the local council. It says that IR35 applies and so will deduct PAYE tax and NI from what it pays you. How can you minimise the amount it deducts?

PERSONNEL

Director fairly removed for expressing an opinion

A non-executive director who was removed from post after he expressed strong personal views to the media has lost his employment tribunal claim for discrimination on the grounds of religion and belief. Why did his claim fail?

UTILITIES

Property switch - energy switch?

You are considering moving to new premises later in the year. Should you take the opportunity to switch energy suppliers and, if so, what should you look out for?

HEALTH & SAFETY

Q&A - clearing snow and ice from pavements

SCAMS

Fake government grants for businesses

Click on the image and browse through a sample issue of the printed newsletter...

Offer
Frequency
Printed version
E-mail version
Website
Ring-binder
App

 

 

Offer
Frequency
Printed version
E-mail version
Website
Ring-binder
App

 

 

PAPER + DIGITAL

Trial offer

£79

£29.00 / 6 months

*conditions apply
fortnightly

Subscribers' offer

£157

£137.00 / per year

If you have multiple annual subscriptions
fortnightly

Standard offer

 

£157.00 / per year

fortnightly
DIGITAL

Free trial offer

3 months

FREE

One-time offer
fortnightly

 

 

Prices exclude VAT

Standard offer

 

£141.00 / per year

fortnightly

 

 

Prices exclude VAT

Received a special offer?


Got a question?
Call Customer Services

(01233) 653500