Home »
Tips & Advice You & Your Business

Tips & Advice You & Your Business

Your fortnightly guide to maximising your personal and business profits

What is it?
For whom?
Extras
Topics
Digital/Paper
Most recent issue
Access

Tips & Advice You & Your Business is...

A digital newsletter: to

Fully benefit from the advantages of working with a company
Stay up to date with legal and financial developments
Extract profit in the most tax-effective ways
Cut costs without cutting corners
Avoid personal liability
Deal with your advisors on equal terms

A unique concept...

Easy-to-apply advice and solutions
Short and simple - in clear language
100% safe to use
Completely independent advice
Full-refund guarantee

A unique collaboration between

Our in-house experts
A broad network of specialists who are experts in their fields

We've created this newsletter for...

Company directors
Business owner managers
Entrepreneurs
Tax advisors
Accountants

Extras with our advice...

Ready-to-use documents, letters, checklists...

Get the most from our advice in practice
Customisable to suit your personal circumstances

Calculators

Quickly calculate the most tax-effective solution
Compare different options and choose the best one

Examples and source material

So you can be sure your position is legally secure

Download these extras quickly and easily at tips-and-advice.co.uk.

Here are some of the topics we cover:

Banking

Bank charges
Borrowing
Business plans
Changing bank
Direct debits
Miscellaneous
Offshore accounts
Online
Online transactions

Brexit

Brexit
Effect on contracts
Government guidance

Business management

Capacity planning
Crisis planning
Key performance indicator (KPI)
Mentors
Trade disruption

Buying/selling a business

Due diligence
Miscellaneous
Start up costs
Tax avoidance
TUPE
Valuation
VAT

Cars and vans

Company cars
Compensation for damage
Environment friendly
Family use
Finance
Fuel charges
Insurance
Mileage allowances
Parking tickets
Road traffic law
Running costs
Second cars
Tax
VAT

Commercial law

Advertising
Bidding for work
Commercial law
Consumer law
Intellectual property
Miscellaneous
New legislation
Teaser pricing
Unfair pricing

Company law

Accounting reference date
Accounts
AGM
Annual returns
Articles of association
Board meetings
Community interest companies (CICs)
Companies act
Companies house
Company documents
Company formalities
Company name
Company registration
Company secretary
Company strike off
Confidentiality
Director disqualification
Directors' duties
Directors loans
Dismissing a director
Dividends
Forming a company
Miscellaneous
Non executive directors
Qualifying as a director
Resolutions
Shadow directors
Shareholders
Shareholders' agreements
Shareholders meetings
Share valuations
Website requirements
Winding up a company
Wrongful trading

Contracts

After-sales obligations
Cancellation
Charges
Contracts
Damages
Delivery
Exclusion/limitation clauses
Force majeure
Heads of agreement
Miscellaneous
Mistake
Phones
Price rises
Retention of title
Signing
Terms and conditions
Variation
Without prejudice

Coronavirus

News

Corporate social responsibility

Implementation

Cost cutting

Cost cutting
Lease vs purchase
Miscellaneous
Office space
Productivity
Professional fees
Saving costs
Stock control
Utilities

Data protection

Data protection
Data subject access reviews
Documents
GDPR
ID theft
Information commissioner
IT equipment
Miscellaneous
Personal data
Personnel files
Registration
Sensitive information

Debt recovery

Court action
Debtor's status
Debt recovery
Debt recovery letters
Insolvency proceedings
Interest
Litigation
Miscellaneous
payment terms
Prompt payment code
Suing online

Directors' investments

Alternative investments
Gold
Miscellaneous
Pensions
Property
Scams

Directors liability

Accidents
Annual returns
Contracts
Corporate manslaughter
Debt recovery
Directors liability
Driving
Electronic communications
Environment
Fire safety
Health and safety
Immigration
Insolvency
Insurance
Landlord and tenant
Legal duties
Miscellaneous
Occupiers liability
Personal advice
Personal guarantees
Personnel
Shadow directors
Tax
Working time

Directors pay and benefits

Bonuses
Directors benefits
Directors expenses
Directors pay
Directors' tax
Dividends
Minimum wage
Miscellaneous
Paying a family member
Paying a spouse
Pensions
Share issue

Directors personal finances

Divorce

Directors status

Contractor
Miscellaneous
Non-executive director
Self-employed
Shadow directors
Shareholder
Status

Discrimination

Age discrimination
Bullying
Disability
Discrimination
Harassment
Miscellaneous
Personnel
Race discrimination
Sex discrimination
Victimisation

E-commerce

Data protection
Domain names
E-commerce
Electronic communications
Email
Internet
Miscellaneous
Website testing

Environment

Directors liability
Environment agency
Environmental protection
Green energy
Green initiatives
Miscellaneous
Reducing waste
Single-use bags
Vehicles
Waste

Family companies

Employing family members
Husband and wife companies
Income shifting
Shareholdings
Tax avoidance

Finance

Accounting
Accounts
Accounts payable
Audits
Budgeting
Business angels
Business grants
Business valuation
Buying
Cash or credit
Cash or electronic payment
Cost management
Credit cards
Credit management
Dealing with the bank
Debt and invoice factoring
Government finance
Insolvency
Interest rates
Investors
Invoicing
Leasing
Making a complaint
Miscellaneous
Raising finance
Share selling
Trade references
Venture capital

Health & safety

Accident investigation
Accident management
Consultants
Directors liability
DSE
Employers liability
Enforcement action
Fire safety
First aid
Health & safety
HSE visits
Insurance
Meetings
Miscellaneous
noise
Portable appliance testing (PAT)
PPE
Property
Risk assessment
Safety notices and warnings
Self-employed contractors
Sickness prevention
Staff canteens and food
Stress
Temperature
Toilet facilities
Violence against staff

HMRC

Budget announcements

Insurance

Buildings cover
Business interruption
Cars
Contingency planning
Cover for homeworking
D&O
Employers liability
Income protection
Keyman
Liability
Life assurance
Making a claim
Medical insurance
Miscellaneous
Premiums
Professional indemnity
Warranties

Intellectual property

Enforcement
Ownership

IT

Broadband options
Cloud computing
Cyber security
Data protection
Domain names
Emails
IT requirements
Laptops and portable devices
Meetings online
Miscellaneous
Phones
Tax and VAT issues
Virtual assistants
Viruses and hacking
Web browsing
Websites
Wi-Fi provision

Landlord and tenant

Bailiffs
Dilapidations
Directors guarantees
Forfeiture
Landlord's obligations
Lease or licence
Miscellaneous
Protected lease
Rent arrears
Rent review
Repairs
Respossession
Service charges
Tenant fees and charges

Legal compliance

Bailiffs
Bribery
Companies act
Corporate manslaughter
Electronic communications
Enforcement action
Intellectual property
Legal costs
Licensing
Miscellaneous
Modern Slavery Act
Money laundering
New legislation
Parking
Red tape
Training
Wrongful trading

Marketing

Advertising material
Advertising standards
Business awards
Business purposes
Naming a business
online marketing
Price setting
PR management
Social media
Trade shows
Trends

Miscellaneous

Family law
Franchising
Hire cars
Insolvency
Invoices
IT
Jury service
Litigation
Miscellaneous
Money laundering
Professional services
Scams
Stock control
Travel
Vans

News

Banking, finance and insurance
Brexit
Cars, vans and fuel
Commercial law
Company law
Consumer law
Coronavirus
Health, safety and environment
New legislation
News
Personnel
Property
Tax
VAT

Overseas trade

Contract terms
Currency issues
Customs declarations
Enforcement
International trade
Jurisdiction issues
Letter of credit
Liability issues
Miscellaneous
VAT on overseas deals

Payroll

End of year procedures
Foreign workers
RTI
Student loans

Pensions

Auto-enrolment
State pension
Tax
Tax relief

Personnel management

Annual leave
Appraisals
Attendance
Bonuses
company driving policy
Company driving policy
Compensation
Contracts
Cutting costs
Delegation
Disciplinary procedures
Discrimination
Dismissal
Disputes
Employee costs
Employee second jobs
Employment status
Equal pay
Expenses payments
Fit notes
Flexible working
Freelance workers
Grievances
Harassment
Homeworking
Maternity
Mediation
Minimum wage
Miscellaneous
Misconduct
New employee statements
Notice periods
Parental leave
Part-time employees
Part-time workers
Pay reviews
Payroll
Pensions
Performance management
Probationary period
Recruitment
Redundancy
References
Resignations
Rest breaks
Restrictive covenants
Retirement
Right to work
Sabbaticals
Service agreements
Sickness
Smoking
Staff productivity
Staff surveillance
Statutory rates
Telephone, e-mail, internet use
Training
TUPE
Varying employment terms
Working conditions
Working time
Workplace internet use
Workplace meetings
Zero hours contracts

Professional services

Accountants
Freelance workers

Profit extraction

Benefits and expenses
Buying a property
Company cars
Directors loans
Family salary
Miscellaneous
Profit extraction methods
Remuneration
Tax avoidance

Property

Business rates
Buy to let
Environment
Health and safety
Miscellaneous
Occupiers Liability
Office space
Planning permission
Tax

Scams

Company hijacking
Grants
Scams
Social media
Telephone and broadband scams

Succession planning

Capital gains tax
Inheritance tax
Miscellaneous
Passing on the family company
Selling the family business
Tax avoidance
Tax planning

Tax and VAT

Accountancy fees
Agency rules
Assessments
Benefits in kind
Capital allowances
Capital gains tax
Cash accounting
Charity related issues
Code numbers
Company cars
Corporation Tax
Dealing with the taxman
Digital supplies
Director's loan accounts
Director's transactions with company
Dividend waiver
Employer loans
Entertaining
Entrepreneurs' relief
Equipment used by employees
Exempt income
Expenses
Family employees
Gifts
Home to work travel
Homeworking
Imports and exports
Inheritance tax
Investment income
IR35
Landfill tax
Loan interest
Loss relief
Making tax digital
Miscellaneous
MOSS
National Insurance
Offshore investments
Online filing
Optional remuneration arrangements
Option to tax property
P11D
PAYE
Penalties
Pension benefits
Pension contributions
Personal allowances
Raising finance
Rate bands
Safety equipment
Salary sacrifice
Salary vs dividends
Sponsorship
Staff tips and gratuities
Stamp Duty Land Tax
Tax avoidance
Tax codes
Tax credits
Tax deductions
Tax-free benefits
Tax-free childcare
Tax incentive scheme investments
Tax investigations/enquiries
Tax payments
Tax records
Tax returns
Termination payments
Training costs
Training expenses
VAT
VAT bad debt relief
VAT recovery
VAT registration
VAT returns

Travel

Compensation
Delay compensation
Miscellaneous
National Insurance
Tax

You can choose from the following subscription options...

Digital only - the green way

Direct to your inbox by email, every fortnight
24/7 online access to the digital version (website + app)
All previously published articles readily available in our online database

In the most recent issue you'll find advice on...

Year 22 - issue 7 - 13.01.2021

WRONGFUL TRADING

Wrongful trading rules suspended

To help support businesses the government has temporarily suspended the wrongful trading rules. What do you need to know?

WASTE

Fined for failing to meet recycling targets

A dog toy supplier has been fined by the Environment Agency for failing to recycle enough of its packaging, claiming that it was unaware of the relevant regulations. What were its obligations, and how can you make sure your business doesn’t get caught out too?

TAX

Do you need to report staff discounts to HMRC?

One of our subscribers wanted to know what the tax position was if she or one of her employees receives a staff discount for goods or services provided by her company. Should anything be declared to HMRC?

HOMEWORKING

Healthy homeworking stations

Homeworking has gone on for far longer than many businesses expected. Staff working on laptops for hours on end presents a number of health issues. How far does your responsibility go and what office equipment is most missed?

TAX LOSSES

Incorporating a business: tax relief for losses?

Your recently transferred the business you previously ran as a partnership. It’s a sound business but its final accounts showed a loss. Can your company get tax relief for the losses?

MARKETING

PayPal’s flawed online marketing promotion

The Advertising Standards Authority has found that PayPal misled customers when it ran an online marketing campaign offering a £10 money off reward. Such rewards can bring in business, but what must always be clearly stated?

FIRE SAFETY

Fire safety checks for half-empty buildings

Many small businesses will have sites operating at lower capacity or been closed due to lockdowns. As this brings additional fire risks, what checks do you need to carry out to prevent a problem?